'I can't afford to die; I'd lose too much money.' (George Burns, comedian) At the heart of any estate plan lies your will. Pair it with a file containing all the information and documents that your executor and heirs will need to wind up your estate, and you’ve laid a solid foundation for protecting your loved ones when you’re no longer around to do so. Hopefully, most of us have already crossed those two essentials off our 'to do' list. But there’s a third step which doesn’t

'My New Year’s resolution is to stop procrastinating. I’ll start tomorrow.' (Anonymous) Most New Year’s resolutions are vague, unwritten, and destined to be forgotten in the first week of January’s hustle and bustle. But please don’t neglect this Top Ten list of legal issues that we’ve put together for you. Focus on those that are important to you, taking a few minutes to write down exactly what action you’ll take under each heading. Then set and diarise realistic deadlines t

'When the hurly-burly’s done, when the battle’s lost and won.' (Shakespeare) Another year begins and now’s a great time to get started on...

'From small mistakes come great catastrophes.' (Justin Cronin) We’ve all seen how even the smallest mistake can have huge consequences...